AARP®Medicare Supplement Insurance Plans provide those eligible for Medicare the chance to select from a range of standard plans ( e.g., plans A and N) to pay for part or all retiree’s expenses out of pocket not covered by Medicare Part A and Part B.
These Medicare Supplemental Insurance Plans are also referred to as “Medigap” Plans. Each plan has a unique degree of benefits, and the monthly costs vary. There are many plans and variations it is essential to get in touch with UnitedHealthcare to get more details.
Benefit Charts
Medical Plan
Office Visits and Professional Services
Surgical and Hospital Services
Prescription Drugs
Guaranteed Issue Period
The plans are insured through UnitedHealthcare Insurance Company. AARP Medicare Supplement Plans may require medical underwriting if you fall beyond the guarantee issue period when coverage could need approval.
You’re qualified for guaranteed coverage if you’re switching to a County Medical plan. If coverage is not granted, the enrolled dependents will be covered under the program before applying for the Medicare supplement plan or have the option of changing to a different method if they make the change before The Annual Enrollment period ends.
Customer Service, Group Numbers, and Premium Rates
Contact the numbers below for more enrollment information and plan options or to request a monthly quote for premiums.
AARP(r) Medicare Supplement Insurance Plans
Customer Service:(800) 545-1797Hours ( PST ): Monday through Friday, 4:45 a.m. until 8:15 p.m.
Saturday, 6:00 a.m. – 2:00 p.m.
AARP®MedicareRx Plans
AARP Membership
Membership with AARP is mandatory in the AARP Medicare Supplement Insurance Plans. If you’re not currently a member of AARP and would like to join the AARP Medicare Supplement Plan, UnitedHealthcare will pay for the one-year membership (this is not offered for residents in New York); otherwise, you will be invoiced directly from AARP on a monthly membership cost, which is currently $16.00 in a household.
Medical Plan Summary
| Service | UnitedHealthcare AARP Medicare Supplement |
|---|---|
| Calendar Year Deductible | $0 |
| Calendar Year Out of Pocket Maximum (Including Deductibles, Co-pays, and Coinsurance) | $0 |
| Lifetime Maximum | Unlimited (Medicare is a service that has limitations on certain services) |
| Dependent Children Eligibility | Any Dependent Child under age 26. No age limit for the disabled. |
| Dependent Children Eligibility | Contact the customer service of the AARP by calling (800) 392-7537 to verify your and your family member’s eligibility. |
Office Visits and Professional Services
| Service | UnitedHealthcare AARP Medicare Supplement |
|---|---|
| Physician & Specialist | $0 |
| Preventive Care Birth to Age 18 | N/A |
| Preventive Care Adult Routine Care | No cost for Medicare-covered services. |
| Preventive Care Adult Routine OB/GYN | No cost for Medicare-covered services. |
| Diagnostic Lab and X-Ray | There is no cost for Medicare-covered benefits. |
| Physical Therapy (Medically required treatment only) | No cost for Medicare-covered services. |
| Chiropractic | There is no cost for Medicare-covered benefits. |
| Mental Health & Substance Abuse (Out-patient) | $0 |
Surgical and Hospital Services
| Service | UnitedHealthcare AARP Medicare Supplement |
|---|---|
| Inpatient Hospital and Physician Services | Zero in the first 90 days, subject to Medicare’s maximum number of days allowed |
| Outpatient Surgery | Zero in the first 90 days, subject to Medicare maximum days permitted |
| Maternity | Zero in the first 90 days, subject to Medicare’s maximum number of days permitted |
| Emergency Room | $0 |
| Ambulance | $0 |
| Mental Health & Substance Abuse (Inpatient) | No cost for up to Medicare maximum number of days allowed |
| Skilled Nursing Facility | No cost for up to Medicare maximum number of days allowed |
| Home Health | Zero in the first 90 days, subject to Medicare’s maximum number of days allowed |
| Hearings Aids | Not Covered AARP discount on memberships may be applicable |
Prescription Drugs
Contrary to most other plans, where the prescription and medical benefits are included in an overall package, UHC -AARP’s prescription and medical procedures require separate enrollment. County retirees who sign up for the AARP medical plan. Also, you must be enrolled in the AARP(r) MedicareRx Plan. It is a MedicareRx plan offered by AARP. AARP MedicareRx Plans are available to retired individuals across the U.S. and in the 5 U.S. territories.
You cannot enroll in an independent Medicare Part D plan, like the AARP MedicareRx Plans, without taking part in their medical insurance. They have a national pharmacy network that has access to over 65,000 pharmacies. The plan’s list of drugs includes hundreds of generic and brand-name medications. For help in making a choice, you can provide AARP with an inventory of your medications and seek advice about the cost and insurance coverage.
To enroll in a UHC – AARP plan, choose and join any Medicare supplement plans and any of their Prescription Drug (Rx) projects. It is also mandatory to join both programs. All enrollees of these plans ( i.e., retired persons and their family members) are required to be included with both Medicare Part A and Part B and must be 65 years old to be eligible to participate in the AARP(r) plan.
| Service | UnitedHealthcare AARP Medicare Supplement |
|---|---|
| Deductible | $0-$320.00 |
| Generic or Tier 1 | A co-payment of $1-4 for 30 days. |
| Non-Formulary Generic or Tier 2 | Co-pay $2-8 per day for 30 days of supply |
| Formulary Brand or Tier 2 | A $20-$45 co-pay for 30 days of supply following the deductible |
| Non-Preferred Brand or Tier 4 | Co-pay of $35 to $9 for 30 days after the deductible |
| Specialty or Tier 5 | 25%-33% co-insurance |
| Mail Order Benefit | Inclusion of a discount of $15 in the majority of locations |
| Mandatory Mail Order | No |
| Mandatory Generic Program | No |